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DegradedMajor · Resolvedfintech

Stripe Payments degraded in EU

Increased payment failure rates for merchants routing through Stripe's EU acquiring infrastructure. Card-present and ACH flows were not impacted.

Started
Jan 22, 2026, 01:09 PM UTC
Resolved
Jan 22, 2026, 02:18 PM UTC
Duration
1h 9m
Reports
2,310

Timeline

  1. Jan 22, 2026, 01:09 PM UTCElevated decline rates detected on EU card volume.
  2. Jan 22, 2026, 01:31 PM UTCStripe status page posts an incident notice.
  3. Jan 22, 2026, 02:18 PM UTCTraffic shifted to healthy capacity; decline rates normalize.

Affected systems

  • EU card acquiring
  • 3DS challenge flow
  • Checkout in EU regions

Data sources

probeofficial status
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